Insurance Partner
Canada Protection Plan
Accessible protection, no exam required.
Canada Protection Plan specializes in no-medical and simplified-issue life insurance, making coverage accessible to those who may not qualify for traditional underwriting — seniors, clients with health conditions, and anyone who wants fast, no-exam approval.
Founded
2008
Headquarters
Toronto, Ontario
Type
Life insurer / Managing General Agent
Protection for those traditional underwriting leaves behind
Founded in 2008, Canada Protection Plan (CPP) built its business on a simple idea: not everyone can pass a medical exam, but everyone deserves access to life insurance. For seniors, clients with a health history, or anyone who's been told 'no' by a traditional carrier, CPP often offers the path that makes coverage possible.
Its simplified-issue products use a short health questionnaire instead of exams, while its guaranteed-issue products require no health questions at all. The result is approval that's fast, dignified, and accessible.
Fast, no-fuss approval
CPP's underwriting is designed for speed. Where a traditional application can take weeks of exams, waiting, and correspondence, many CPP policies are approved in days — sometimes the same week. For clients who've put off protection because the process felt daunting, that speed removes a real barrier.
And because there are no medical exams, no needles, and no doctor visits for most products, the experience is genuinely simpler from start to finish.
How FinanceMaxim works with Canada Protection Plan
FinanceMaxim turns to Canada Protection Plan when traditional underwriting isn't an option — when a health history, an age, or a prior decline makes other carriers hesitate. CPP is often the carrier that makes protection possible, with a fair price and a dignified process.
We guide you through the simplified application, compare CPP's products against the market, and secure coverage as quickly as possible.
- Simplified and guaranteed issue life — no medical exam
- A path to coverage for clients who've been declined
- Fast, dignified approval for seniors and hard-to-insure clients
- Simplified critical illness and final expense coverage
Compare Canada Protection Plan across the market
One carrier is a starting point — not the whole answer.
We weigh Canada Protection Plan's products against 36 other leading insurers to find the plan that fits your family and your budget. The first conversation is free and no-obligation.
Get a Free QuoteProducts Offered
Canada Protection Plan's coverage, explained.
Every product Canada Protection Plan offers, in plain language — and how it fits the plan we build for you.
Simplified Issue Life
Coverage with a short health questionnaire instead of medical exams — fast approval, no needles, no doctor visit.
Guaranteed Issue Life
Acceptance with no health questions at all, designed for clients who've been declined elsewhere.
Deferred Life Insurance
Coverage with a deferred benefit period, offering an accessible path for harder-to-insure clients.
No-Medical Term Life
Term protection without a medical exam, combining accessibility with affordable term pricing.
Simplified Critical Illness
Critical illness coverage with simplified underwriting for clients who want protection without full medical underwriting.
Hospital Cash & Final Expense
Plans that ease the cost of hospital stays and final expenses, designed for accessibility and simplicity.
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Insured by Canada Protection Plan, guided by FinanceMaxim
Let's find the right plan across the whole market.
We compare Canada Protection Plan against 36 other leading insurers and recommend the plan that genuinely fits your family, your goals, and your budget. Start with a free, no-obligation conversation.