Terms of Service

By accessing or using this website and the services of Finance Maxima Ltd. (“FinanceMaxim,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or services.

FinanceMaxim provides independent financial services including insurance, mortgage solutions, retirement and investment planning, debt solutions, and financial coaching. We act as intermediaries and advisors, arranging products with third-party insurers and lenders.

All advice and product recommendations are general in nature and are tailored to your individual circumstances during a personal consultation. Product availability, terms, and pricing are determined by the relevant insurer or lender and are subject to their approval.

While we strive to provide accurate, timely, and helpful advice, we make no guarantees regarding the approval of any application, the availability of any product, or specific financial outcomes. Insurance and mortgage approvals depend on factors assessed by the issuing insurer or lender.

Investment and planning information is educational in nature and does not constitute a guarantee of future performance. Past performance is not indicative of future results.

You agree to provide accurate, complete, and truthful information when requesting quotes, completing applications, or engaging our services. Providing false or misleading information may result in the denial of coverage, cancellation of policies, or other consequences.

You are responsible for reviewing all policy and loan documents provided to you and for asking questions about any terms you do not understand before signing.

All content on this website — including text, graphics, logos, images, and design — is the property of Finance Maxima Ltd. or its licensors and is protected by Canadian and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Our website may reference or link to products, services, and websites operated by third parties, including insurers, lenders, and partners. We do not control and are not responsible for the content, policies, or practices of these third parties. Your use of third-party services is subject to their own terms.

To the fullest extent permitted by law, Finance Maxima Ltd. and its advisors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or services, or from any inability to use them.

Our liability in connection with the services we provide is limited to the extent permitted by applicable law and professional standards governing insurance and financial advisors in Canada.

Our advisors are licensed in accordance with applicable provincial and territorial requirements. Insurance and mortgage licensing information is available upon request. We conduct our business in compliance with all applicable Canadian laws and regulations.

We reserve the right to terminate or restrict access to our website or services at any time, without notice, for any reason, including violation of these Terms. Termination of services does not affect any rights or obligations that accrued prior to termination.

We may revise these Terms of Service from time to time. The most current version will be posted on this page with an updated effective date. Your continued use of our website or services after changes are posted constitutes acceptance of the revised terms.

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes shall be subject to the exclusive jurisdiction of the courts of Ontario.

If you have questions about these Terms of Service, please contact us at info@financemaxim.com or +1 (437) 955-3333, or write to us at 30 Via Renzo Dr., Suite 200, Unit 203, Richmond Hill, ON L4S 0B8.