Mortgage
Financing that moves with you.
From your first home to renewal, refinancing to investment property — we structure mortgage solutions around your goals, your income, and your timeline. Not just a rate, a strategy.
The Mortgage Journey
Your home, every step of the way.
Buying a home is a journey, not a single transaction. We walk every step with you — from knowing what you can afford to the day you make your final payment.
Pre-Approval
Lock a rate and know your budget before you shop.
Purchase
Move from accepted offer to closing with confidence.
Renew or Refinance
Shop every renewal and tap equity when life changes.
Grow
Build toward an investment property or a paid-off home.
Mortgage Solutions
A mortgage for every chapter.
Whatever stage you're at, there's a mortgage structured for it — and we shop across lenders to make sure you get terms that truly fit your life.
- First-Time Home Buyer Mortgages — Guided step-by-step from pre-approval to keys, with programs that can lower your down payment and closing costs.
- Mortgage Refinancing — Access your home's equity or lower your rate by refinancing into terms that better fit the life you live today.
- Mortgage Renewals — Don't auto-renew. We shop your renewal across lenders so you keep the best rate — not just the easiest one.
- Mortgage Pre-Approval — Lock a rate and know your budget before you shop, so every offer you make is taken seriously by sellers.
Home Equity Lines of Credit (HELOC)
Flexible, revolving credit secured by your home for renovations, education, or the surprises life sends.
Self-Employed Mortgages
Income that doesn't fit a pay stub? We work with lenders who understand variable and business income.
Investment Property Mortgages
Financing for rental and investment properties, structured to support your long-term portfolio strategy.
Debt Consolidation Mortgage
Roll high-interest debts into one lower mortgage payment and simplify your monthly finances at once.
Case Study
The A. Family — Richmond Hill, ON
First-time buyers with solid but variable self-employed income, who had been told they would struggle to qualify for a mortgage at all.
The Challenge
After two prior lender declines, they were days from losing their dream home to a competing offer and had nearly given up.
Our Approach
- Built a complete income picture using two years of T1 general filings.
- Matched them with a lender experienced with self-employed income.
- Secured a rate-lock pre-approval before the offer deadline.
- Structured a portable mortgage with built-in prepayment flexibility.
The Outcome
They closed on their home within 30 days — at a rate lower than the bank they had first approached.
Closed 3 days before their offer deadline
Why FinanceMaxim
We shop your mortgage so you don't have to.
Banks offer one product: their own. We compare options across many lenders — banks, monolines, and credit unions — to find the rate, terms, and flexibility that fit your real life.
Ready to move?
Let's find the right mortgage for your next move.
A free, no-obligation conversation is all it takes to know your budget, your options, and your next step.